Monthly Archives: March 2010

A Little Comic Relief

Posted on March 24, 2010 by Elizabeth Rosar Chermack

Sometimes, with its focus on bankruptcy and the current housing crisis, this blog can be quite serious – and even a little depressing. This clip from The Office always makes me laugh. Although when you find yourself in a situation … Continue reading →

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Dakota County Foreclosure Prevention Program

Posted on March 18, 2010 by Elizabeth Rosar Chermack

The Dakota County Community Development Agency runs the Mortgage Foreclosure Prevention Program for Dakota County residents. If you are a homeowner in Dakota County who may be facing foreclosure, or if you are already in foreclosure, click here for more … Continue reading →

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How Does Bankruptcy Affect Divorce-Related Debts?

Posted on March 12, 2010 by Elizabeth Rosar Chermack

If you or your spouse may file bankruptcy after you divorce, it is important to know how bankruptcy affects some common issues in divorces. Prior to 2005, a debtor who was able to show an inability to pay for property … Continue reading →

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Minnesota Bankruptcy and Divorce: When to File Bankruptcy

Posted on March 10, 2010 by Elizabeth Rosar Chermack

If a divorcing couple decides that they need to file for bankruptcy, they have two more decisions to make: (1) Should they file before or after they divorce? (2) Should they file jointly? If the couple is filing for Chapter … Continue reading →

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Minnesota Divorce and Bankruptcy: An Introduction

Posted on March 8, 2010 by Elizabeth Rosar Chermack

This week I will feature a series on Bankruptcy and Divorce.  The first post in the series, an introduction to the financial issues a divorcing couple may encounter, is featured as a guest post on Your Minnesota Family Lawyer Blog. … Continue reading →

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CitiMortgage’s Deed in Lieu of Foreclosure Program

Posted on March 4, 2010 by Elizabeth Rosar Chermack

The New York Times recently posted this article about CitiMortgage testing out a deed in lieu of foreclosure program in New Jersey, Texas, Florida, Illinois, Michigan, and Ohio. According to the article, this new program “is similar to one announced … Continue reading →

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Produce the Note

Posted on March 1, 2010 by Elizabeth Rosar Chermack

On the Credit Slips blog, Katie Porter recently posted a follow-up blog entry to an article that she wrote in 2007 about the failure of lenders to produce proper paperwork in bankruptcy mortgage claims.  The blog entry and the cases that … Continue reading →

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